Foreign National Loans in Florida

We make it easy for our clients to invest in U.S. real estate with NON-QM products like our foreign national loan. These loans are designed for non-residents who don’t qualify for a standard mortgage.

Who Benefits From a Foreign National Loan?

Individuals who do not hold U.S. citizenship or permanent residency will benefit from this type of loan. These people often do not have a Social Security number or a Green Card and reside outside of the United States. The terms of this loan will vary depending on the lender, but typically, non-citizens can purchase residential investment property.

The terms of this loan will vary depending on the lender, but typically, non-citizens can purchase residential property and use it as a temporary home or investment property. Non-citizens living permanently in the country can use this loan to purchase primary residences, second homes, and investment opportunities.

The Pros of Foreign National Loans

• You can benefit from tax deductions like property taxes, capital investments, and depreciation
• No U.S. FICO required
• Down payments from as little as 30% are accepted
• Loans amounts from $100,000 up to $2 million

Who Can Qualify for a Foreign National Mortgage?

Depending on the lender program, you will need to prove your ability to repay the loan using documentation of income, assets, such as bank statements or employment records from country of origin. While this type of loan does not require a U.S.-based credit history, you may be required to provide a foreign credit report.

Apply For a Foreign National Loan With Avanti Lending

Purchase property in the U.S. with a loan from mortgage experts Avanti Lending. We strive to provide exceptional service with lending products tailored to your unique needs. Get the process started today by contacting us at (954) 888-8596.