1099 Program Loan in Florida

The path to homeownership as an independent contractor can be a little more challenging as you’re both a business owner and employee, which is why you should consider a 1099 program to finance your dream home.

What is a 1099 Program?

This home loan was designed for independent contractors and employees earning 1099 wages who cannot meet the traditional income verification methods of a conventional loan. The lender will use the borrower’s 1099 forms instead of tax returns

Anyone who receives an income that is reported on a 1099 form can benefit from this type of mortgage. This will include independent business owners, freelancers, contractors and individuals who have a lot of tax write-offs.

What You’ll Need to Apply

Two years of 1099 forms
Gift funds for assets, down payments are allowed

The exact application requirements will depend on the lender.

Apply for a 1099 Program Loan with Avanti Lending

Get your home mortgage started with experts in the industry. At Avanti Lending, we offer our clients tailored solutions at competitive rates. Get your application started by contacting us at (954) 888-8596

Fast & Easy 1099 Program Loan Rate Quotes

Get your FREE customized quote here!

1099 Program Loan Rate Quotes

See What Our Clients Are Saying About Us!

Avanti Lending

20 Google reviews

Write a review

I received excellent advice and support from Rocío throughout the entire process of buying a property with a mortgage in Florida. Kindness, commitment, professionalism and passion are what make Avanti Lending the best option if you need a loan and you are a foreign non-resident citizen of the US. Highly recommended.

The experience with Rocío Spurrier has been excellent. Great service, timely information, and she guided us very professionally through the whole process.

Totally grateful for the support and professional work received from you and your team. Blessings.

Thank you for all the support and advice throughout the process. Excellent service, and above all the information provided was always accurate and up to date. Rocía and Yatianna, excellent at their work.

Rocio Spurrier is an angel. She gave us excellent service and accompanied us the whole way. Throughout the entire process we received kind and respectful treatment. They are a blessing for your projects.

I highlight the professionalism, knowledge and kindness of Rocio Spurrier. Her advice was a great help in our purchase process. Her command of the subject gave us great confidence and peace of mind.

Very good, very professional and fast. I am very happy.

I want to thank Avanti Lending, and Marianela in particular, for the excellent work and professionalism in the process of financing my home in the US as a foreigner. Thank you for all eternity, and may God always guide your path to success.

Thank you Rocio for everything… Second successful loan… we'll go for a third later on.

Excellent service, efficiency, attention and solutions. That sums up Rocío's great work. Highly recommended!